“Why do I need mortgage protection insurance?”
We receive that question many times a week. The answer starts with realizing that at some point we will all die. It isn’t a great dinner conversation, but it is one that we need to have in order to make sure our loved ones are protected when something happens to us. What will the loss of our income mean for our loved ones? Do they have the financial resources required to pay the mortgage and continue the lifestyle you have worked hard to provide? In most cases the answer is no. Your home is typically the biggest investment you will make in your life. Protecting it should be one of your top priorities.
Mortgage protection insurance protects your loved ones in case of an untimely death, critical illness, or major disability. If something happens to you, the mortgage can be paid off, and in most cases, additional money is left over to assist with other expenses. Your loved ones will not need to be concerned about where the mortgage payment is coming from, or even worse, trying to sell your home before it is taken by the bank. Instead, they can take the time to grieve the loss and continue with the lifestyle they are accustomed to.
We will contact you to discuss your options within a couple days. Remember, we work for you, not the insurance companies. Working with us, you can rest assured that you will get the best product, at the best price.
Integrity Financial Associates understands how important it is to protect our loved ones. We also understand that navigating your way through hundreds of different types of insurance policies can be extremely frustrating and confusing. We make that process simple and easy to understand so you know exactly what you need and can make the right decision for you and your loved ones. You can think of us as your personal guide into the realm of mortgage protection insurance. We walk with you through the entire process. We help you identify your specific insurance needs, which types of coverage are best for your situation, and ensure that it fits within your budget. Finally, we fight to find you the best programs in the country that match your criteria and help to get you accepted by the insurance provider. We make sure that you are getting the absolute best product for your money. In many cases, that includes policies that return some or all of the premiums you paid if you don’t use the death benefit. That is the best possible outcome when it comes to purchasing a mortgage protection policy.
